Ownership & Encumbrance (O&E) Report

What is an Ownership & Encumbrance Report:

An ownership and encumbrance report, also known as O&E reports, is a form of property research reports that identifies the last recorded owner of a property, a legal description of the property, and open recorded liens that affect the title including mortgages, judgments, etc.

The O&E Reports are used for informational purposes only. 

This report contains the following information:

• Current owner of the property
• How the property was conveyed to the current owner
• Open mortgages
• Liens and judgments
• Tax information
• Legal description